You might think it is a case of “once in bankruptcy, always in bankruptcy.” It’s not true, however. The law sets out specific amounts of time that bankruptcy will remain on your credit record. After that has passed, no one need ever know. If you file for Chapter 13,...
Creditor harassment is something that no one should have to deal with. It is unfair to you to have to worry about a creditor calling you at all hours or threatening you with vulgarity. There are many things that creditors cannot do when trying to collect on a debt....
Bankruptcy can offer much-needed relief to individuals who are overwhelmed with debt. If you are struggling to keep up with your bills, declaring bankruptcy could be an excellent opportunity to reset your finances and have a fresh start. However, it is important to...
You might not know this, but sometimes people file a Chapter 7 bankruptcy more than once in their life. For example, many people encounter new hardships after bankruptcy. They may lose their job or suffer a severe injury that leads to expensive medical bills. In the...
While the outcome of financial peril is the same, hundreds of thousands of Americans each year reach this dangerous point in different ways. Whether it was divorce, medical emergency or home repair, it is not uncommon for a single event to spell financial disaster....
At a casual glance, a Chapter 7 bankruptcy probably seems much better than a Chapter 13 bankruptcy. After all, it is fast and does not require that you keep making payments to your credit card companies and other creditors. However, Chapter 13 bankruptcy is popular...
Filing for personal bankruptcy can be a fresh start for you if your debts have gotten out of control. Being overwhelmed by constant calls from debtors and utility companies can cause you a lot of anxiety. When you file for bankruptcy you will be granted an automatic...
If you’ve recently considered filing bankruptcy, you aren’t alone. Georgia is third in the nation when it comes to bankruptcy filings. The reality is that bankruptcy is something that can happen to anybody. No matter where you are currently in life, unexpected things...
If you’re considering bankruptcy to get out from under overwhelming debt, you’re likely weighing the pros and cons. To do that effectively, you need accurate information – not just things that you’ve heard from others about what happened to them or someone they know....
If you need your vehicle to get to work or to take care of your personal responsibilities, it can be upsetting to know that someone is trying to repossess it. You may have fallen behind on your bills or be struggling with debt, but you may still need that vehicle to...