Regular “payday” loans have been illegal for a while now in Georgia, but that doesn’t mean that residents of this state are free from predatory lenders who have swooped in to replace them. We’re talking about lenders who market high-interest installment loans to folks...
Bankruptcy
Bankruptcy
Medical debt and bankruptcy
Medical care in this country cost $3.6 trillion in 2018 with an average per person cost of $11,172. At least 26 percent and up to 62.1 percent of bankruptcies involved medical-related debt and this problem may have grown over the last few months. While bankruptcy may...
What are the differences between Chapter 7 and 13 bankruptcy?
When people talk about bankruptcy, they sometimes makes it seem like there is only one kind that you can pursue. Interestingly enough, there are actually several forms of bankruptcy that may be able to help you. Two of the most commonly used are Chapter 7 and Chapter...
Hoping to transfer your credit card balance to another card?
If you have struggled with credit card debt in the past, you may have used a balance transfer card to reduce your interest. If you were considering getting a new balance transfer card to help with current debts, you might be out of luck. The Wall Street Journal found...
5 signs you should consider filing for bankruptcy
As with many important decisions in life, there is no obvious warning that it's time to file for personal bankruptcy. As your debts pile up and you are struggling just to pay off the interest every month, you may be wondering if bankruptcy is the right move. After...